NBFCs are allowed to include registration, stamp duty
Home loan expert Harsh Roongta answers your home loan queries.
With rising interest rates and inflation taking a toll on home loan customers, banks are beginning to encourage them to partly prepay their loans. Many of them are doing so without charging them prepayment penalty.
The reasons why banks do not lend money to buy homes to live-in partners and same sex couples...
If you are a home loan customer, top-up loans are for you in case you have additional requirement of loan for extension, renovation, etc. But is there a catch?
The proportion in which a joint home loan is taken is important.
Vijaya Bank on Wednesday slashed interest rates on home loans by 50 to 75 basis points to touch 7 per cent per annum for upto 5 years.
If you can handle risks and are willing to go the extra mile to benefit from any further fall in interest rates, floating rate home loans will be best suited for you.
A joint home loan is a loan which is taken by more than one person.
The home loan scheme offers a discount in the interest rate for the first three years. The interest rate structure of the scheme remains unchanged, said a top SBI official.
Here's the answer to a dilemma faced by many home loan borrowers: To prepay your home loan or not when you get a one-time substantial bonus.
Home loan consumers shouldn't rejoice yet expecting a cut in their home loan rates, feels Harsh Roongta, CEO, Apnapaisa.com, a day after the banking regulator Reserve Bank of India cut the repo rate by 0.5 per cent.
State Bank of India has no plans to hike its corporate lending rates in the short term, but said there was a chance of home loan rates going up after Reserve Bank of India tightened norms for the housing sector.
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
The floating interest rates on home loans have increased sharply in the last few years. Home loan expert Harsh Roongta explains how to solve the problem.
Is your home loan lender charging you more interest on your home loan?
'MIB which is a part of retail, will grow in the range of 20 per cent.'
Important facts to know before applying for a home loan.
With interest rates rising there are doubts if teaser rate home loans offered by banks will come to an abrupt halt.
Do you think your bank is amortising your home loan correctly? You need to keep a check on this.
High interest, inflation and grim job scenario result in repayment hurdles.
As per the deal, the processing, disbursement and servicing functions for all home loans sourced by IndusInd Bank will rest with HDFC, a press release issued here stated.
SBI, ICICI Bank and PNB reduce interest rate for loans above Rs 75,00,000
Before you sign on the dotted line, ask your home-loan provider a few tough questions.
Is it the right time for you to invest in your first home? Expert Harsh Roongta tells you what to do in such a situation and several others involving home loans.
A common question that is asked these days by home loan borrowers is: Should I prepay my home loan? Here's how to make your decision.
Existing and new customers will find it easier to manage or raise loans as banks start cutting rates.
Continuing the flow of home loans and accessing low-cost deposits are two key elements of the government's instructions to public sector banks.
Before applying for a home loan, make sure you have not been delinquent in the past six months at least.
A key player in the home loan market, HDFC on Thursday said it would hike housing loan rates by another 0.50 per cent this month-end or early March.
It will help customers raise the eligible amount by up to 20 per cent and increase the tenure by up to seven years.
The change comes into effect from Monday, a HDFC spokesperson told PTI in New Delhi. This reduction will be on fresh loans and applicable to all disbursements up to October 31.
A businesswoman from Gujarat tells Rediff.com's A Ganesh Nadar what she would like to see in Finance Minister Nirmala Sitharaman's Budget.
Close on the heels of HDFC Bank, state-owned State Bank of India today hiked fixed interest rates on home loans by 0.25-0.50 per cent while keeping the floating interest rates intact.
Do you know that your application can get rejected on account of a not so perfect CIBIL score?
Tata Capital will offer home loans at lower rates to women borrowers, on the lines of similar offerings being made by state-run institutions like SBI and LICHF.
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